HERE, FAULT IS USUALLY CONTESTED FROM DAY ONE
Chesapeake sits on the region’s through-routes, so a collision in this city frequently involves two drivers from two different places, two carriers, and two accounts of what happened that do not match. Nobody’s neighbor saw it. There is no shared version to fall back on. The fault question opens contested and stays that way.
Virginia makes that far more dangerous than it would be almost anywhere else. Our courts still apply contributory negligence as a bar rather than a discount — an injured person who carries any part of the blame recovers nothing, not a reduced amount. So a disputed account is not a detail to be sorted out later. It is the whole case, and it is decided largely by evidence that exists in the first two weeks and not after.
Which court hears the claim depends on its size — the Chesapeake General District Court for smaller damages, the Circuit Court above that. The two run on different timelines and offer you different discovery, and that shapes what the other side will pay rather than face a jury. Decker Law has filed in both for decades.
WHAT THE FIRST TWO WEEKS DECIDE
TWO YEARS IS THE DEADLINE, NOT THE TIMELINE
Virginia allows two years from the date of injury to bring a claim, and a wrongful death claim carries the same two years counted from the date of death. The deadline does not care whether you were still in treatment or still waiting on an adjuster’s callback. Let it pass and the claim is over, whatever it was worth.
It sounds like plenty until you watch it get spent. Treatment has to run far enough that a physician can say what is not going to improve. Records have to arrive from every provider who saw you, and in a city this large that often means three of them in three different parts of Chesapeake. Then an insurer under no deadline of its own uses the rest of it, and opens with a number that looks reasonable beside the bills you have already paid and means nothing beside the ones still coming.
Not every injury claim starts with a collision. Falls on someone else’s property, unsafe premises, dog bites, defective products, and injuries in a business that left a known hazard where it was all arrive at this firm too. The rule is the same and so is the clock. Virginia DMV figures record 1,548 people injured in Chesapeake crashes in 2024, and that number is only the part of this practice that involves a vehicle.
DECKER LAW IN CHESAPEAKE:
IN CHESAPEAKE AND ACROSS HAMPTON ROADS
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154
injury clients represented in Chesapeake in the last two years
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16,000+
injury clients represented firmwide since 1995
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65+
years in Hampton Roads courts
BEFORE YOU GIVE A STATEMENT
Twenty minutes on the phone with us costs nothing and can decide the whole claim. Free consultation, no obligation — 757-622-3317, any hour.









